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FXIFY Challenges and Prices

London-registered, broker-backed firm with 1-/2-/3-phase, Lightning and Instant plans.

3.5/5 our ratingUnited KingdomReviewed by PickMyFirmUpdated Oct 28, 2026
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Updated Oct 27, 2026 · No published end date

FXIFY challenge prices and account sizes

Every plan and account size, with limits turned into dollars so you know exactly how much room you have. Use code SCOUT at checkout; the firm shows your price with the code before you pay.

One Phase

1-stepTrailing (intraday)Up to 90% splitMin 5 days

Trailing max loss locks at the starting balance once 6% profit is reached or a payout is processed. EAs, weekend holding and news trading allowed. Split up to 90% (extra 15% add-on). First payout on demand, then monthly (bi-weekly with add-on).

AccountPriceProfit targetDaily lossMax lossCost per $1K
$5K$59$500$150$300$11.80
$10K$89$1,000$300$600$8.90
$15K$119$1,500$450$900$7.93
$25K$199$2,500$750$1,500$7.96
$50K$379$5,000$1,500$3,000$7.58
$100K$549$10,000$3,000$6,000$5.49
$200K$1,049$20,000$6,000$12,000$5.24
$400K$2,950$40,000$12,000$24,000$7.38

Trailing (intraday): Your loss limit follows your highest equity in real time, including open trades. A big unrealised win can raise it. Targets 10%, daily loss 3%, max loss 6%.

Two Phase (Classic)

2-stepStaticUp to 100% splitMin 4 days

Classic (static) variant. Standard (trailing, up to $400K, 90% split) and Pro (static 8% loss, 4%/8% targets, $10K-$250K, 80% split, from $129) variants are also sold. EAs, weekend holding and news trading allowed.

AccountPriceProfit targetDaily lossMax lossCost per $1K
$5K$59$250 → $500$200$500$11.80
$10K$89$500 → $1,000$400$1,000$8.90
$15K$119$750 → $1,500$600$1,500$7.93
$25K$199$1,250 → $2,500$1,000$2,500$7.96
$50K$379$2,500 → $5,000$2,000$5,000$7.58
$100K$549$5,000 → $10,000$4,000$10,000$5.49

Static: Your loss limit is fixed from the starting balance. Profits never move it up, so gains give you extra room. Targets 5% then 10%, daily loss 4%, max loss 10%.

Three Phase

3-stepStaticUp to 90% splitMin 5 days

EAs, weekend holding and news trading allowed. Split up to 90%.

AccountPriceProfit targetDaily lossMax lossCost per $1K
$5K$39$250 → $250 → $250$250$250$7.80
$10K$59$500 → $500 → $500$500$500$5.90
$15K$79$750 → $750 → $750$750$750$5.27
$25K$149$1,250 → $1,250 → $1,250$1,250$1,250$5.96
$50K$249$2,500 → $2,500 → $2,500$2,500$2,500$4.98
$100K$399$5,000 → $5,000 → $5,000$5,000$5,000$3.99
$200K$799$10,000 → $10,000 → $10,000$10,000$10,000$4.00
$400K$1,599$20,000 → $20,000 → $20,000$20,000$20,000$4.00

Static: Your loss limit is fixed from the starting balance. Profits never move it up, so gains give you extra room. Targets 5% then 5% then 5%, daily loss 5%, max loss 5%.

Lightning Challenge

1-stepTrailing (intraday)Up to 90% splitMin 3 days

Must pass within 5 trading days. Mandatory stop loss on every trade, platform 5 only; EAs and news trading not allowed. Funded consistency rule 30%.

AccountPriceProfit targetDaily lossMax lossCost per $1K
$10K$59$500$300$400$5.90
$25K$149$1,250$750$1,000$5.96
$50K$249$2,500$1,500$2,000$4.98
$100K$399$5,000$3,000$4,000$3.99

Trailing (intraday): Your loss limit follows your highest equity in real time, including open trades. A big unrealised win can raise it. Targets 5%, daily loss 3%, max loss 4%.

Instant Funding (Standard)

InstantTrailing (intraday)Up to 90% split

Trailing max loss locks at the starting balance after 8% profit or a payout. EAs, weekend holding and news trading not allowed; no fee refund. First payout 14 days after first trade, then every 14 days. Instant Lite is also sold.

AccountPriceProfit targetDaily lossMax lossCost per $1K
$1K$69None$80$80$69.00
$2.5K$119None$200$200$47.60
$5K$229None$400$400$45.80
$10K$449None$800$800$44.90
$25K$899None$2,000$2,000$35.96
$50K$1,749None$4,000$4,000$34.98

Trailing (intraday): Your loss limit follows your highest equity in real time, including open trades. A big unrealised win can raise it. Targets —, daily loss 8%, max loss 8%.